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One question, one answer, with the source next to every figure. The guides cover the big decisions; these cover the questions that come up along the way. Newest first. Nothing here is for sale, and none of it is advice for your own situation.
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Is there still a Part D donut hole in 2026?
No. The coverage gap ended on January 1, 2025. What replaced it is a yearly cap on what you pay for covered drugs: $2,100 in 2026.
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What Original Medicare doesn't cover
Dental, eyeglasses, hearing aids, long-term care, and a few surprises. Medicare's own list, in plain language, with the exceptions that matter.