<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Plainly Retired: posts</title><description>Short answers to one Medicare question at a time, in plain language, with the primary source next to every figure. Education only.</description><link>https://plainlyretired.com/</link><language>en-us</language><item><title>Is there still a Part D donut hole in 2026?</title><link>https://plainlyretired.com/posts/part-d-donut-hole-2026/</link><guid isPermaLink="true">https://plainlyretired.com/posts/part-d-donut-hole-2026/</guid><description>No. The coverage gap ended on January 1, 2025. What replaced it is a yearly cap on what you pay for covered drugs: $2,100 in 2026.</description><pubDate>Sat, 12 Sep 2026 00:00:00 GMT</pubDate></item><item><title>What Original Medicare doesn&apos;t cover</title><link>https://plainlyretired.com/posts/what-original-medicare-does-not-cover/</link><guid isPermaLink="true">https://plainlyretired.com/posts/what-original-medicare-does-not-cover/</guid><description>Dental, eyeglasses, hearing aids, long-term care, and a few surprises. Medicare&apos;s own list, in plain language, with the exceptions that matter.</description><pubDate>Sat, 12 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>